Worldwide Commercial Loan Acquisitions

Worldwide Commercial Loan Acquisitions is a secondary marketing firm specializing in the sale and acquisition of commercial real estate mortgage loans and pools. Worldwide Commercial Loan Acquisitions provides sales and acquisition services for performing, sub-performing, non-performing, matured, maturing, distressed and classified commercial real estate loans and assets.

Worldwide Commercial Loan Acquisitions differentiates itself by presenting a sellers' loans to only one buyer at a time on a "for their eyes only" negotiated sale. Based on experience, significantly higher executions can be achieved when portfolios are strategically marketed in this manner.

Demand for commercial mortgage loans and notes has intensified, along with the improving commercial real estate market. Worldwide Commercial Loan Acquisitions is interested in developing new client relationships which will enhance our ability to serve our existing clients' and better serve the secondary market for commercial real estate loans. If you would like to become one of our clients, contact us today at 888-849-6161 to discuss your specific needs and interests.

Worldwide Commercial Loan Acquisitions clients' include financial institutions, insurance companies, pension funds, joint venture partners, mortgage bankers, merger and acquisition entities, direct private lenders, private funds and individual investors that own, operate, manage or are otherwise engaged in the secondary marketing of commercial real estate mortgage loans.

Worldwide Commercial Loan Acquisitions has buyers for every type of commercial mortgage loans available in the marketplace including: commercial, industrial, multifamily, hospitality (flagged or unflagged), congregate care, specialty and single purpose (gas stations, churches, self-storage, mobile home parks, etc...).

Worldwide Commercial Loan Acquisitions has over 30 years of loan sale and acquisition experience and welcomes you to contact us to discuss your individual needs or interest, whether it is the sale or acquisition of an individual loan or a pool of loans.

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Provide discrete access for buyers and sellers of commercial mortgage loans and portfolios, regardless of loan performance.

Worldwide Commercial Loan Acquisitions transactions are performed on a "negotiated basis" as opposed to a "sealed bid" process. A Letter of Intent (LOI) is normally issued within 48 hours of receipt of all of the required loan information. This allows sellers to limit their review of offers to only those that meet their pricing requirements and obtaining the highest value for their loans. Our Purchasers appreciate this method because it conserves their underwriting, due diligence resources and expenses.

Following acceptance of the LOI, due diligence and settlement are usually completed within 21 business days.

Loan Parameters:

Individual loan sizes up to $500M and portfolios of any size.
No geographic limitations.
Interest only, fixed or adjustable rates.
Newly originated, seasoned or matured loans.

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Worldwide Commercial Loan Acquisitions has been working with private funds to replace loan run-off from 2011 refinances and pay-offs and financial institutions to help them increase liquidity and manage concentration issues within their existing commercial mortgage loan portfolios'.

Email us at info@loanacquisitions.com or call us at (888) 849-6161 if you have any specific commercial mortgage loan requests or need for Worldwide Commercial Loan Acquisitions services.

Currently, Worldwide Commercial Loan Acquisition clients' have the following immediate commercial mortgage loan needs:

Toll Free: (888) 849-6161
Direct: (310) 264-4018
or (805) 230-2531
Toll Free Fax: (877) 281-3813
Email: info@loanacquisitions.com

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December 2010

Worldwide Commercial Loan Acquisitions (Worldwide) would like to wish everyone Happy Holidays and a Happy New Year!

If you have any questions or interest in buying / selling commercial mortgage loans, please give us a call at 888.849.6161.

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September 2010

Worldwide Loan Acquisitions has identified a funding source with loan rates beginning at 400 basis points over the one month LIBOR for floating rate loans and 400 basis points over the 5 year LIBOR swap rate for fixed rate loans.

The program is for real estate / loan originations, whole loan sales / acquisitions or refinance (including construction loans) and is based upon the following parameters:

"Prime single assets" of AAA quality in major US cities.
Single assets of $50MM or more.
Commercial or Residential properties or loans.
Only 1st position
50% Loan-to-Value or less
Fixed or Adjustable
Amortized for 30 years

Please contact our office if you have any interest or questions at 888-849-6161.

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August 2010

Worldwide Commercial Loan Acquisitions welcomes all Private Equity, Pension Funds, joint-venture firms and principals interested in investing and expanding their portfolio of commercial mortgage debt (performing or distressed). If you are interested in funding or acquiring commercial mortgage debt, at any performance level, please contact one of our representatives at 888-849-6161 to discuss your interests.

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June 2010 - Value Added Services

Worldwide Loan Acquisitions understands preserving and regaining lost value for performing and distressed commercial mortgages is extremely important. That's why we have added a "Value Added Services" division to assist out clients with maximizing the value they have. If you have a loan not performing as desired, distressed, or a specific situation to discuss please contact one of our representatives at 888-849-6161.

Hospitality Value Added Services
One area of the commercial mortgage market that has been significantly devalued due to the financial crisis is the hospitality market. To address this, Worldwide has a proven hospitality joint-venture partner, that is a both a hospitality management company and property owner. This company is interested in acquiring hospitality loans and real estate or investing their management expertise at no fee to improve hospitality property values in return for a share of the upside. The key here is that within a limited time frame (in as little as 12 months), based on hospitality venues they identify as a match, they will be able to improve the cash flow and have them income producing once again.

Simultaneously managing several hundred hospitality properties.
Identifying troubled assets before they enter receivership and return them to fully performing.
Reduce legal cost and excessive depreciation on troubled assets via a preemptive management approach.
Utilize resources and knowledge of major markets in the United States to optimize asset values.

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February 2010

Worldwide Loan Acquisitions has a nationwide, quick closing interest (30 days) on commercial real estate loans or properties from $3 million to $15 million with the following loan / property types.

Broken Condo projects or stalled condo developments with recreational amenities.
Office / Retail that is well situated with high traffic
Multi-family (MF)
Hospitality

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January 2010

We hope all is going well in the New Year for everyone. Worldwide Loan Acquisitions has been answering a lot of the same questions for clients and wanted to share those most frequently asked questions with all of you.

Q. Are buyers yield driven?
A. Some are but the majority look at the asset itself, loan-to-value (LTV), return, potential return, occupancy and local market conditions.

Q. What types of loans / properties are acceptable?
A. Any commercial mortgage loan whether it is performing, sub-performing, non-performing, matured, REO or distressed.

Q. How are the loans / properties valued?
A. Values are dependent upon replacement cost, market conditions, vacancy and other variables.

Q. How soon can we close / settle?
A. Normally 30 days following receipt of all required documentation.

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Tapping Hidden Liquidity from an Existing Loan Portfolio

In today’s market, loan sellers often overlook liquidity within their existing portfolio. Would it surprise you to learn that selling “loans you are not 100% comfortable with” (i.e. maturing, pre-watch list and watch list commercial mortgage loans) can provide higher executions than performing or distressed commercial mortgage loans? Well guess what, today they can and in most cases are!

Worldwide Loan Acquisitions, Inc. is asking loan committees to keep this in mind as they evaluate their commercial mortgage loan portfolios for loans that DO NOT reflect their current internal comfort levels. The sale of these loans will allow you to redeploy liquidity as needed and will strengthen your balance sheet.

This limited window of opportunity for selling your commercial mortgage loans that DO NOT meet your comfort levels is available now.

The bottom line is to ask yourself, would you be willing to sell these loans for the right price today? If so, please contact one of our representatives to discuss.

Here are the simple facts: this newly released liquidity will permit you to re-lend at current market rates, increase spreads and earn new origination fees while strengthening the overall quality of your commercial loan portfolio.

Call us today to tap your hidden liquidity from your existing commercial mortgage loan portfolio!!!

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April 2009 - FASB Changes Create a Market for Maturing Seasoned Loans

Worldwide Loan Acquisitions, Inc. has an immediate interest in acquiring your maturing commercial mortgage loans as FASB rule changes have created an opportunity for mature commercial mortgage loans. The ideal maturing commercial mortgage loan(s) have performed as agreed; however interest in extending or re-writing matured loans has diminished.

Worldwide Loan Acquisitions, Inc. specializes in the secondary marketing of performing, matured and distressed (sub-performing and non-performing) commercial mortgage loans that are secured with commercial real estate.

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March 2009 - First Quarter Update:

As the end of the quarter approaches, Worldwide would like to take a moment to update you with new opportunities we have for performing and distressed (sub-performing and non-performing) commercial mortgage loans that you may have in your portfolio. With buyers and sellers returning to the market, continued deterioration in the real estate values and personnel being stretched due to being reallocated to areas of immediate concern, we offer several solutions to assist you with the performing and distressed (sub-performing and non-performing) commercial mortgage loans, including construction and development loans. Worldwide sets itself apart from the constant calls that bombard your offices and burden your resources because our business model is based upon private discrete negotiated sales, long standing relationships, knowledge of the commercial mortgage market and over 30 years of experience in secondary marketing.

1) For utilizing liquidity, Worldwide has performing commercial mortgage loans available for sale with excellent yields, with or without seasoning, and can identify loans specific to your purchase parameters and present them to you for a “private negotiated purchase.”

2) For achieving liquidity, Worldwide represents clients nationwide with low-cost of funds interested in acquiring performing commercial mortgage loans at realistic executions. A major improvement from what the market has experienced in recent months with deep discount buyers. Worldwide clients, like you, have limited windows of opportunity for acquiring loans, so we need to be kept informed on an ongoing basis of what loans you may have available or considering for sale.

Worldwide can assist you in freeing up resources, as distressed loans increase and utilize more of them. Here is how, as soon as a loan is categorized as problematic or of concern, Worldwide can immediately arrange a private sale based upon an acceptable indication of value. A timely, discrete negotiated sale will optimize your return by freeing up capital for loan acquisitions; based upon your purchase parameters and position you for new loan originations. In addition, resources allocated to distressed loan workouts can return to income generating activities. Worldwide distressed buyers are indifferent to loan modifications or owning the real estate and are categorized by geographic interests, property types and loan sizes. As such, please understand that we need to see the loan and understand the entire history behind it in order to price it.

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December 2008 Year-End Update:

Yield requirements for performing commercial mortgage loans in the secondary market are at decade highs; making par and premium executions nearly impossible in the short-term, with few exceptions. Credit markets remain constrained and lenders are experiencing increased commercial mortgage loan delinquencies. As a result, the market is anticipating a rise in distressed commercial mortgage loans for 2009.

In the absence of a normal market, we have shifted our direction and focus to assisting sellers at mitigating losses from sub-performing, non-performing and distressed loans. We have created a custom tailored solution that offers aggressive executions for sellers on a regional basis. In addition, we focus on individual commercial mortgage loans as opposed to a pool or portfolio mentality and identify buyers that will maximize a loans execution. With our solution sellers receive the highest executions possible and avoid the pitfalls associated with the mass marketing of distressed loans.

How to get started, first take a few minutes to review your commercial mortgage loan portfolio for loans that you may want to sell in short-order. This process will help you prevent further losses, free up capital, recover loan loss allowances or reserves and assist you in repositioning loan originations toward current market yields. Once the commercial mortgage loans have been identified, provide us with the required loan documentation for performing, sub-performing, non-performing or distressed commercial mortgage loans for an indication of value and / or loan sale. The format for the required loan information can be found in our October 2008 Update below.

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November 2008 Market Update:

The government has decided not to buy loans from financial institutions. This situation will challenge financial markets and institutions to re-examine their ability to manage liquidity and the direction of their businesses. As such, the best option available for increasing liquidity and returning to originations remains the secondary market.

Worldwide Loan Acquisitions has several funds available that can provide liquidity at fair market value for performing, sub-performing and non-performing commercial mortgage loans, pool or portfolios. Now is the time and window of opportunity to start a sale that can actually close that will provide liquidity, portfolio restructuring and the ability to originate new loans at current market levels.

Alternatively, you may want to know the fair market value of your loans, even if now may not be the right time for you to sell. If that's the case, please give us a call.

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October 2008 Market Update:

Even with credit remaining constrained we have the ability to provide liquidity via whole loan sales of commercial mortgages. We have several funds aggressively acquiring performing and sub-performing commercial mortgage loans nationwide, excluding raw land. Please note seasoned performing loans are experiencing the highest executions. Loan pool pricing options and documentation requirements for indications of value are presented below.

Loan Pool Pricing Options:

Loan Pool Required Documentation:

Sub-performing - Complete our spreadsheet (click here to download), provide a brief history / summary on the loan with recent updates, pay history, note, appraisal and rent rolls.

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September 2008 Market Update:

Credit continues to tighten while risk based spreads continue to increase for commercial mortgage loans. Cooperation for overnight lending between banks is expected to improve as consolidations and resolution for the existing credit crisis begin to take hold. The need for liquidity still exists; while secondary marketing sales activity for commercial mortgage loans is expanding at historic levels. The best method for managing liquidity in this environment remains whole loan sales.

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July 2008 Market Update:

Worldwide Loan Acquisitions, Inc. is very active in the commercial mortgage loan market and would like to take this opportunity to provide an update and have companies take a look at their existing portfolio to see if portfolio augmentation would be beneficial. Whether you are looking for liquidity, adjust geographic or loan type concentrations, enhance your weighted average coupon (WAC) or reduce classified assets, we are available to discuss your options.

Maintaining liquidity remains critical because:

Existing portfolio weighted average coupons (WAC's) are narrowing as the costs of funds are increasing (margins are decreasing even as credit risk spreads increase).
Credit risk spreads continue to increase as underwriting guidelines continue to tighten.
Uninsured funds are being siphoned out of institutions.

Portfolio executions can be optimized as long as they are not mass marketed.
Quiet, private negotiated transactions that fall under the radar maximize executions.
Recycling funds through the sale of existing loans results in higher margins from fees and re-lending at higher rates.

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Worldwide provides the following strategic services:

Sale/Acquisition/Participation of commercial real estate loan(s) and portfolios, regardless of performance..
Targeted loan portfolio sales and acquisitions for liquidity, mitigating geographic and product type concentration risk.
Secondary marketing services for Bank Holding Companies actively involved in Mergers & Acquisitions.

Worldwide differentiates itself from others by presenting a sellers' loan(s) to only one buyer at a time on a "for their eyes only" negotiated basis. It has been our experience that significantly higher executions are achieved when portfolios are strategically marketed in this manner.

Worldwide welcomes the opportunity to discuss your commercial loan needs and encourages you to contact one of our representatives with questions or comments at:

Toll Free: (888) 849-6161
Direct: (310) 264-4018
or (805) 230-2531
Toll Free Fax: (877) 281-3813
email: info@loanacquisitions.com